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Empowering MSMEs with instant tech driven
financial solutions
Digital Credit. Faster Decisions. Real Trust.
About Us
Reaching the last-mile with Doorstep Gold Loan facility About Us

RBI-Registered NBFC
Operating under RBI regulations with strong governance, compliance and risk controls.

Thousands of Customers
Serving individuals and MSMEs across lending, payments and protection solutions.

Presence Across Locations
Pan-India branch and partner presence enabling local verification and faster service.

Secure Digital Systems
Technology-led platforms with secure KYC, data protection and system-driven controls.

One Platform. Multiple Financial Solutions.

Digital Lending

Gold Loans • MSME Loans • LAP • Microfinance

Fast approvals with transparent pricing and fully digital onboarding.

Insurance

Life • Health • General Insurance

Protection solutions delivered through trusted insurance partners.

Gold & Wealth

Digital Gold • Gold Ornaments

Buy, invest, and own gold seamlessly via partner platforms.

Cashless Payments

UPI • QR • eNACH

Hassle-free repayments and digital collections across channels.

How It Works

A simple, fully digital journey designed for speed, transparency and convenience.

Step 1
Apply Online
Submit your application digitally with minimal documentation in just a few minutes.
Step 2
Digital KYC & Verification
Quick identity and eligibility checks through secure, technology-driven processes.
Step 3
Instant Credit Decision
Get rapid approval decisions powered by rule-based underwriting and analytics.
Step 4
Disbursal & Repayment
Funds are disbursed seamlessly with flexible and transparent repayment options.

Technology at the Core of Every Decision

• Automated credit decisioning using business rule engines

• Secure digital KYC & document management

• Real-time portfolio and repayment tracking

• Cashless collections & system-driven controls

• Strong governance and compliance frameworks

Technology drives speed. Discipline drives sustainability.

Why Unnatti

Digital-First Platform

Designed for seamless online journeys from application to repayment, enabling speed, visibility and control at every stage.

Strong On-Ground Support

Local teams and branch infrastructure ensure accurate verification, faster service delivery and long-term trust.

Responsible Lending

Disciplined underwriting, transparent pricing and a customer-first approach ensure sustainable growth.

Product teaser

Get in touch for Digital onboarding and hassle-free loan process.