Empowering the unbanked section with custom-built Pragati Loans About Us Reaching the last-mile with Doorstep Gold Loan facility About Us

Thriving for Financial Inclusion

Unnatti Finserv Private Limited, previously known as ‘Unnatti Microfin Private Limited’ is a new generation Non- Banking Financial Company (NBFC) reaching the doorstep of the unbanked section of society with tailored Micro Loans facilitating financial inclusion & economic empowerment. Leveraging the last mile access, Unnatti also provides a doorstep Gold Loan Facility.

Our Vision

Creating a financially inclusive environment wherein every entrepreneur has access to credit, meeting their evolving needs.

Our Mission

To improve the financial security of 2,00,000 businesses and households by the year 2027.

Our Purpose

To enhance the socio-economic status of society at large by providing diversified financial services in a dependable, cost-friendly, and transparent way to ensure financial inclusion.

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Our Branches

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GAC bracnhes

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GOLD

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Districts we operate in

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States We operate in

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Our Borrowers

Our core Offerings

Gold Loans
  • Transparent valuation and charges
  • Flexible repayment options
  • Safe, insured storage
  • Instant disbursal against pledged gold

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Loan Against Property (LAP)
  • High-value loans for business or personal needs
  • Competitive interest rates
  • Quick processing with minimal paperwork
  • Full transparency and secure documentation

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Pragati Loans
  • Collateral-free loans exclusively for women borrowers
  • Loan amounts ranging from 30,000 to 2,50,000
  • Designed to support business set-up, growth, or expansion
  • Seamless digital onboarding and hassle-free processing
  • Empowering financial independence through inclusive lending

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Gold Loan Process

Attractive Interest Rates

Competitive interest rates.

High Loan-to-Value (LTV)

Get maximum value for your gold as per RBI guidelines.

Flexible Repayment Options

Choose from monthly interest, bullet repayment, or EMI-based plans.

Minimal Documentation

Only basic KYC required – Aadhaar, PAN, and one photograph. 

Free Part-Payment & Foreclosure

No hidden charges; loan tenure options from 3 months to 24 months.

Our Partners

Awards & Recognitions

Unnatti In News

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